Our Services

Leases

Leasing offers a flexible approach to acquiring equipment for your business. It comes with numerous advantages, such as reducing tax liabilities. Leases can be structured in various ways to help you manage your cash flow and expenses effectively.
For instance:

$10 Payout: At the end of your lease term, you pay $10, and the equipment is yours!
Fixed Payout: Whether the residual value is 10% or 20% at the end of your lease term, the amount is predetermined and fixed. At the end of the lease, you can pay this fixed amount, refinance it, or return the equipment in some cases.
Fair Market Value: At the end of your lease, you pay the market price for the equipment, which is determined at the end of the lease. You can pay for the equipment, refinance it, or return it in some cases.

Leases can also be customized with various payment structures to meet your business’s need for flexibility.

Loans

At Kingsway Financial Group, we offer both secured and unsecured loans to meet your financing needs.

Secured Loans: These loans require an asset as collateral, such as equipment refinancing. By providing collateral, you can potentially secure better loan terms and lower interest rates.
Unsecured Loans: These loans do not require any asset for collateral. However, you will need to provide your credit history and cash flow details to qualify for the loan.

Accounting or Tax Benefits

Lower Rates

Leverage the Equity in Your Assets

Exit a Current Lending Relationship

Better Terms

Generate Working Capital

Improve Cash Flow

Why Refinancing

Why Refinance?

Refinancing your current equipment and machinery can provide essential capital to support your company during growth periods and offer leverage during turnaround scenarios.

We also consider older and specialized equipment that other lending sources may overlook.

Whatever your situation…at Kingsway Financial Group we will work with you.

Call us today and ask us how refinancing can work for you.

What is Factoring?

Factoring is a financial service that enables businesses to convert their accounts receivable into immediate cash. Instead of waiting for customers to pay their invoices, businesses can sell those invoices to a factoring company. In return, the factoring company advances a percentage of the invoice value to the business, typically within 24 to 48 hours. The factoring company then assumes the responsibility of collecting the payment from the customer.

Equipment Line of Credit

An Equipment Line of Credit is a financial service that allows businesses to access funds specifically for acquiring equipment. It provides a revolving line of credit that can be used to finance equipment purchases, upgrades, or replacements. With an Equipment Line of Credit from us, businesses have the flexibility to acquire the equipment they need while preserving their cash flow and working capital.

Working Capital Loans

Working Capital Loans provide businesses with the necessary funds to cover their day-to-day operational expenses. These loans are essential for maintaining smooth business operations, especially during periods of fluctuating cash flow. By securing a Working Capital Loan, businesses can ensure they have the liquidity to manage payroll, inventory purchases, and other immediate financial obligations. Additionally, these loans can help businesses seize growth opportunities, manage unexpected expenses, and maintain a healthy cash flow, ultimately contributing to the overall stability and success of the business.

Business Loans

Fast business loans up to $800,000

Why choose Kingsway Financial Group?

Fast Approvals – Decisions in 24-48 hours so you can move forward quickly.
Flexible Payment Plans – Designed to fit your cash flow needs.
Best Rates in the Market – We negotiate the most competitive terms for you!
Nationwide Coverage – No matter where you are in Canada, we got you covered!